I was intrigued by the tile of this book and still like the concept of the two different paths to wealth; however, the book offers nothing useful that it already in a million other personal finance books.

The author does go through a three page bulletted list of his personal accomplishments (including taking down the Soviet Union). He honestly put in his book that he was responsible for taking down the Soviet Union, and here I thought it was internal economic problems combined with pressure from Reagan.

His ultra-conservative views are also quite offensive to most people. His advice: get married regardless of your situation, and for females, be sure to be home when your kids grow up.

About the only thing I learned from this book is that Mormons keep a 6 month supply of food on hand at all times.

This book is horrible, don't buy it.

The book contains some useful, common sense advise about managing one's finincial affairs and saving. I like that the author suggests two options for achieving financial independence, one for risk averse people and another for risk seeking ones.

However, the author tries to impose his views about personal life to the reader. For example, he urges readers who are not married to do so as soon as possible regardless of the readers' personal preferences. This becomes quite annoying.

I also noted that the author takes a very negative view of social securing. Most working Americans have to rely heavily on social security and medicaid to get by during retirement. Being so negative does not help the reader.